Bumpy start to 2018
Darren Dicks discusses how the RDR will affect the provision of retirement advice as well as going through the options available to those retiring in debt.
Don't worry if you were unable to tune into last Thursday's live roundtable on retirement as the video is available to access here.
Darren Dicks, head of retirement at Aviva discusses how the market can help those retiring on small pots as well as increase the diversity of retirement products being sold.
Question: Where do unit-linked guarantees fit in as part of a retirement strategy?
According to PA research, 66% of advisers polled said they did not recommend unit linked guarantees. Why do you think this is and what can be done to increase the number of advisers recommending the product?
Question: What education and training do advisers need with regard to unit-linked guarantees?
Question: What lessons can the UK unit-linked guarantee market learn from the more established markets such as the US and Japan?
Question: How does AEGON's ULG plans differ from others? Why would your ULG's be a better investment for my clients?
Question: What are the different types of bonuses you offer on your unit links and what guarantees does my plan have?
Question: What important role do you see these products playing in the retirement income space in future? Calm before a storm?
Question: Complexity and cost are two reasons I give when asked why I don't recommend unit-linked guarantees to my customers. Are we likely to see more cost effective products coming onto the market?
Question: What are you doing to allay customer concerns about the longevity of this market?
Good afternoon readers,
COVER Magazine is moving office and will have new contact details from Monday 07 March.
IN Partnership chief executive Kevin McDonagh shares his six top tips for business success at the group's 2010 Investment Conference.
Question: Would the panel suggest a ‘Structured Deposit' as a safe way of investing?