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Both will continue to operate under respective brands following the deal

One client was unable to complete £400,000 pension transfer for over two months

Deal brings £40m in assets under management

Calls for major changes

Exclusive: Claire Blackwell and John Owen unveil The NexStage

Karan Sejpal has more than 20 years' experience

Analysis finds savers have recouped more than £1.5bn since 2015 introduction of pension freedoms

Including on debt and incentives

Six experts share their spooky thoughts

Comes as 12-week consultation launches