opinion

'The reality is that tax planning is fast becoming the dominant theme of advice'

'Managers need to know what to look for and what to do in the moment, including when to escalate'

'The shift towards holistic advice is a natural evolution of the profession'

IHT on pensions comes into effect in April 2027

'Advisers need to understand the emotional weight that accompanies the numbers'

'The industry is moving from suitability, to understanding and now to expectation management'

Education is the most scalable growth strategy advisers have

Silver and gold again – who would have thought it?

'What clients value most from advisers is clear priorities, reassurance and practical help'

Concessions apply to ‘job related' accommodation