opinion

The bell curve of client banks

Regulatory expectations will need to evolve as AI becomes more autonomous

Raising the standard of understanding

Efficiency doesn't remove accountability

'Do not sell an asset simply because newspapers have rediscovered CGT'

Continuity before everything else

'The review offers tangible evidence of the FCA playing catch-up'

'Per-user pricing isn't obsolete, but there should be an alternative'

'Focusing solely on reducing the pension before death can increase lifetime tax'

Financial advice is never about the money itself