opinion

Three assumptions keeping the protection gap alive

'Regular reviews will still play an important role, but clients' lives do not follow a servicing calendar'

'In a market dominated by a single narrative, looking beyond today's leaders is not a contrarian stance'

'The current system can unintentionally create a false sense of reassurance'

'The scrutiny of the sector is to be welcomed'

'What is important is what happens over the long term'

How can you improve data quality?

Stability, simplicity and the chance to do things differently

Making the case for abolition and retention

'Social care is the planning earthquake'