opinion

'It has been a difficult period for the Chinese stock market'

'Cash alone does not generate real wealth'

Making trusts easier to understand

'Real-world consequences of allowing pension tax speculation to run unchecked'

'A voicemail is unlikely to suffice'

The question advisers should be asking

'For advisers, this creates an opportunity to engage clients in a different conversation'

If you create the record, bank the benefit

'Look past the mechanism and something more interesting is happening'

'Markets have been adjusting to the risks through valuations all year'