Retirement

Almost half of pots entering drawdown now do so without regulated advice

LCP says early preparation will help employers navigate the transition

'Advisers need to continue to challenge the cliff-edge narrative directly with clients'

‘Structural gap’ in participation between employees and self-employed

To help advisers prepare for ‘significant changes’ in April 2027

‘Policy uncertainty damages confidence’

Widespread uncertainty about how much can be sustainably spent in retirement

Research finds annuitisation rates of 55% to 60% are possible without compulsion

'The most valuable Budget planning is rarely about trying to second-guess the chancellor's speech'

Government aims to have small pot consolidation operational from 2030