Retirement

'Until a coherent, long-term framework emerges, confusion will persist and grow'

Reminded firms that, in practical terms, no cancellation rights exist on PCLS

PA talks to BNY IM head of retirement Richard Parkin

'Savers have reacted positively to this so-called "flex-then-fix" approach'

'This is precisely where advisers prove their worth'

'Government is stubbornly plodding on with including pensions in IHT'

Aviva leads in SIPP market, Defaqto finds

'Barring a political earthquake, IHT on pensions is here to stay'

Inviting responses on how the reforms will work in practice

Uniting behind one industry-led model would mean widescale consolidation by 2023