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'Understanding a firm's culture is understanding its risk profile'

Issues further guidance

FCA clearance still required

FOI request shows just 19 firms signed up for FCA’s Pre-Application Support Service

'This is the sort of frequently overlooked investment that can bring stability to portfolios'

'Pension schemes' performance will be public with a simple rating system'

'Advice will always be human'

Dissatisfied with communication, trust and adviser/client relationship

‘From a client’s perspective, it feels like earning more while keeping less’

Lovell is an experienced CEO across financial services