Advice

Darren Dicks discusses how the RDR will affect the provision of retirement advice as well as going through the options available to those retiring in debt.

Darren Dicks, head of retirement at Aviva discusses how the market can help those retiring on small pots as well as increase the diversity of retirement products being sold.

Question: Where do unit-linked guarantees fit in as part of a retirement strategy?

According to PA research, 66% of advisers polled said they did not recommend unit linked guarantees. Why do you think this is and what can be done to increase the number of advisers recommending the product?

Question: What education and training do advisers need with regard to unit-linked guarantees?

Question: What lessons can the UK unit-linked guarantee market learn from the more established markets such as the US and Japan?

Question: How does AEGON's ULG plans differ from others? Why would your ULG's be a better investment for my clients?

Question: What are the different types of bonuses you offer on your unit links and what guarantees does my plan have?

Question: What important role do you see these products playing in the retirement income space in future? Calm before a storm?