FCA’s advice/guidance boundary review also a big theme
‘Creating a culture where everyone thrives’
‘Young people need advice - but the cost to serve often means they don’t get it’
‘Where do they go if there’s no opportunity for them’
Fixed fees ‘can create cross-subsidisation’
‘We've been rewarded with incredibly strong flows'
MD Chris Hall on the HBFS acquisition, organic growth and Jersey differences
‘We believe consolidation can be done independently’
‘If your firm fits our ethos, we’re ready to talk’