Financial Conduct Authority

'AI means good conversations with clients no longer wait for a scheduled moment to happen'

After being missed off TPA’s initial list

Immanuel Kant's categorical imperative

Majority now achieve approval

Signatories include Benchmark, Fidelity International and Quilter

'A family knowing a client's wishes is not the same as the client stating them'

Could cost users ‘tens of thousands of pounds’

Advisers not aware of digital tools that can help

Dolfin Financial’s Denisz Nagy, Sanjay Maraj and Roman Joukovski banned

Former boss of Blue Horizon Asset Management