Pensions and IHT expected to impact more than half of clients

Retirement planning and investments also areas where people lack confidence

Higher than the £363m anticipated

Assets under influence grew 26% year-on-year

‘True independence means being free from any ties’

Most client allocations to private markets are either 5%-10% or 1%-5%

Craig Buchan and Martin Cooke fined around £6,000 each

Board intends to consider feedback ahead of 4 December meeting

The firm’s first entry into Northern Ireland

Spending more time on business, compliance and staff development