Discussion

I do few PMI sales and want to cover my back with a business client. They are a wealthy couple in their 50s and both have had heart attacks. Obviously their PMI cost is high but they are looking at moratorium underwriting to alleviate this. Am I right...

After another year of uncertainty for investors, structured products offer a defined outcome, but they remain under the regulatory microscope.

Axa Wealth's Gary Thompson, Ascentric's Hugo Thorman and IFA Mark Hughes joined Lawrence Gosling for a debate on the future of platforms

All the videos featuring the COVER Excellence Awards winners are available online.

My client is just starting out in freelance consultancy after being made redundant. He is a single parent with a 14-year-old daughter and previously had all major protections and private medical insurance (PMI) through work. I will cover him for the usual...

At the recent COVER Health and Protection Forum, Clive Waller called for greater regulation of back book selling. Do you agree that this would ultimately benefit clients and the market?

Helen Morrissey talks to industry specialists about the importance of estate planning and what advisers can do to raise awareness of the need to make adequate provision

At a recent critical illness (CI) conference, it was observed that a lot of the individual market's underwriting problems could be reduced by using a low free cover limit (e.g. £50,000). Would bringing this into line with group business be helpful to...

An effective way to protect savers’ capital, or complicated, expensive and unnecessary products?

During a recent visit to a small company, my client was complaining about the length and frequency of her staff absence. Having no experience in this before, where would my start point be in introducing an absence management and return to work policy...