Market views: Free cover limits on individual protection
At a recent critical illness (CI) conference, it was observed that a lot of the individual market's underwriting problems could be reduced by using a low free cover limit (e.g. £50,000). Would bringing this into line with group business be helpful to you?
Peter Chadborn, Plan Money A common adviser frustration is that protection underwriting has got progressively stricter over recent years and this is a view we would concur with. This position is...
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