Let's talk 'triple shock': Why the protection gap starts with three dangerous assumptions

We've all heard of the triple lock, a memorable name for protecting pensioners against inflation. The protection industry could do with something equally memorable, because we continue to come up against three assumptions that stop people protecting their income in the first place. That's why we arguably need the ‘triple shock' too:  1. Thinking you'll never be unable to work 2. Thinking your employer has your back 3. Thinking Statutory Sick Pay (SSP) is enough These aren't a government guarantee (like the triple lock), but a way of challenging three common misconceptions abo...