Lead Co-op has launched life assurance leads allowing advisers to alter prices according to the source of the lead in order to reward and encourage quality leads.
Not only will the needs of each and every client who needs a protection policy differ, but advisers also have to factor in the different underwriting processes of providers...
A Swiss Re report examining the accuracy of mortality projection models includes several interesting facts about life expectancy. Here are a few of our favourties from that report (plus a few others from elsewhere).
Mortality projection models are in need of a radical overhaul to ease insurers' funding problems and give them confidence when pricing future retirement income solutions, an influential new report argues.
Critical illness (CI) and life insurance claims payments reached almost £2bn last year, according to figures published by the Association of British Insurers (ABI).
I treat life and critical illness as fairly commoditised products for perfectly healthy people aged under 35. Can I do more to help them in this area?
Aviva paid almost 95% of critical illness (CI) claims and 99.6% of those resulting from death last year.
Kevin Carr, chief executive of the Protection Review, gives his verdict on five developments in protection this month…
In the third of a six part series on business protection, Maria Merricks examines the tools available to help advisers enter the market
Recently rebranded Ageas Protect has launched ‘Low Start', a personal protection product offering the same cover as its YourLife Plan at a lower initial cost.
The term assurance sector has been slow and steady recently, but as Owain Thomas writes, it could do with a boost from the housing market
A life cover advert by ASDA has been found to have breached TV advertising standards rules by the Advertising Standards Authority.
Almost 43% of mortgage holders do not have life cover to protect their mortgage, according to data from Sainsbury's life insurance.
Scottish Provident has announced pricing changes to its life and critical illness cover rates.
The FSA has proposed changes to its complaints handling procedure as it reveals pure protection grievances continued to grow in the first half of the year.
Less than half the adult population have life insurance cover, and few have ever switched their life insurance provider, meaning that as a nation we are under-insured and could well be over-paying for inadequate cover, according to new research.
Pulse Insurance has launched a policy offering up to £200,000 of accidental death cover and either £10,000 or £25,000 life cover - without a doctor's report or medical examination.
Legal & General is offering indexation on life insurance, critical illness and income protection products on a ‘pay as you go' basis, and giving advisers an up-lift in commission of 10% LIC for introducing business with an indexation option.
The reinsurer has reported an increase in sales of new term assurance, critical illness and whole life insurance in 2009, while income protection sales fell. However, the ‘Protection Gap' has widened further.
LV= is cutting premiums for its higher sum term assurance products.
Legal and General (L&G) has announced a protection distribution agreement with Skipton Building Society.
Legal and General is now offering the facility to apply for different sums assured for term assurance and critical illness cover.
Fortis is offering advisers 10% additional commission for three months in recognition of its success at the ifs Financial Innovation Awards.