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Owain Thomas

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Articles by Owain Thomas

  • Pensions
Government will 'actively monitor' salary sacrifice

HM treasury will "actively monitor" the effect of salary sacrifice on tax receipts and has left the door open to cutting back on the benefit.

  • 08 July 2015
  • PMI
Bupa: Only 2% of complaints reach FOS

Bupa has become the second insurer to give further clarity about its complaints levels, suggesting providers may want further details to be published by the Ombudsman to put figures into a wider context.

  • 29 February 2012
  • Whole of Life
Aegon publishes State death benefits guide

Aegon has published a guide to State bereavement payments that will be issued with all death claim packs.

  • 29 February 2012
  • Term Assurance
Half death claims made for those under 55

Half the life insurance claims received by Scottish Provident last year were made for those under 55 years old, the insurer has revealed.

  • 29 February 2012
  • PMI
Cigna expands mental health cover

Cigna is set to extend its coverage of mental health conditions across the entire product range.

  • 29 February 2012
  • Individual Protection
'Bullish' PruProtect plans more new products

PruProtect has said it is "bullish" about the future for the protection market and that it is aiming to be a major player in the UK market.

  • 28 February 2012
  • PMI
ABI buyers' guide warns of above inflation PMI price rises

The ABI has published a guide for people considering buying private medical insurance (PMI).

  • 28 February 2012
  • Regulation
PMI market leaders see rise in FOS complaints

The private medical insurance (PMI) market's two biggest players have seen a rise in the number of complaints escalated to the Financial Ombudsman Service (FOS).

  • 28 February 2012
  • Insurer
Prudential move 'unlikely' to impact PruHealth or PruProtect

Any move abroad by Prudential is "unlikely" to affect either PruProtect or PruHealth, COVER understands.

  • 27 February 2012
  • PMI
Avelo unveils PMI comparison service

Avelo has launched a private medical insurance (PMI) service for advisers to compare health insurance contracts from eleven providers.

  • 27 February 2012
  • Adviser / Broking
Advisers confident of protection growth

Protection is seen as a key growth area by IFAs with almost two thirds optimistic about increasing business in the sector this year.

  • 27 February 2012
  • Term Assurance
Grieving families need more short term financial support

Bereavement benefits need to be altered to better support those who have suffered the death of a loved one, government research has found.

  • 24 February 2012
Whole of Life - Flickering into life
  • Whole of Life
Whole of Life - Flickering into life

When addressing a client's protection needs, most products deal in the term space. But with people potentially outliving these contracts, Owain Thomas looks to whole of life for rejuvenation.

  • 24 February 2012
  • Insurer
PruProtect continues market growth

PruProtect has announced a significant rise in new business premiums and the number of lives it now covers.

  • 23 February 2012
GPs rail against 'encouraging' people back to work
  • Income Protection
GPs rail against 'encouraging' people back to work

Doctors have hit back at proposals that would force them to encourage patients to stay in or go back to work as soon as possible.

  • 22 February 2012
  • Regulation
PPI redress tips £2bn in 2011

The strain of the payment protection insurance (PPI) mis-selling scandal shows no sign of slowing as figures from the FSA show redress payments surged to a new monthly high in December.

  • 22 February 2012
  • Underwriting
Lifesearch 'can't see downside' to SAR's

Lifesearch has applauded Legal & General's use of subject access requests (SARs) to obtain extra medical data and said it is seeing positive results for clients.

  • 21 February 2012
  • Cashplans
Medicash unveils plan including unlimited NHS dental cover

Medicash has launched a new corporate health cash plan including unlimited NHS Cover, access to Best Doctors and direct payment of PMI excesses.

  • 21 February 2012
  • Insurer
Confused consumers shy away from complicated insurance

British consumers feel the insurance industry lags behind others in how it addresses their needs and have given their strongest hint that greater simplicity would be welcomed.

  • 20 February 2012
Understanding family life is key to protection - Aviva
  • Marketing
Understanding family life is key to protection - Aviva

Old traditions such as Sunday dinner and playing board games are still at the heart of family life, according to research from Aviva.

  • 20 February 2012
  • Insurer
Ageas halves pre-tax loss

Ageas continued its protection market growth and halved its pre-tax loss in 2011.

  • 20 February 2012
  • Marketing
Emotional IFA campaign introduces '21st century widow's tale'

Aviva has launched an adviser-facing awareness campaign to help IFAs emotionally engage with clients and their families while approaching the subject of protection.

  • 20 February 2012
  • Income Protection
ESA claimants could be forced into unlimited unpaid work

The government could force people judged too sick or disabled to be employed to do unlimited unpaid work or risk losing their benefits.

  • 17 February 2012
  • Critical Illness
L&G halves time to claim on group CI

Legal & General has made a series of amendments to its group critical illness product including coverage for more illnesses.

  • 17 February 2012
  • Term Assurance
Ellipse ties-up bereavement charity deal

Ellipse has agreed a deal with a children's bereavement charity to provide counselling services for all group life claimants.

  • 16 February 2012
Age immaterial for IP and PMI buyers
  • Income Protection
Age immaterial for IP and PMI buyers

Young adults are just as aware of the need to protect their income and health as their elder peers, but fall behind when it comes to life insurance and critical illness (CI).

  • 15 February 2012
  • Regulation
Blog: The complexity of simple products

Phil Jeynes warns that removing components from simple products may mean weaker cover for clients.

  • 15 February 2012
  • Income Protection
LV= IP and CI claims paid dip slightly

LV= has announced it paid 91% of income protection (IP) and 88% of critical illness (CI) claims in 2011.

  • 15 February 2012
  • PMI
Breast cancer drugs blocked from NHS

Two more cancer drugs have been provisionally banned for NHS after it was decided they were too expensive for the potential results.

  • 14 February 2012
  • Income Protection
Top ten consumer IP needs revealed

The Protection Review and Income Protection Task Force (IPTF) have produced a list of the top ten things consumers should be aware of when purchasing income protection (IP).

  • 14 February 2012
  • Income Protection
Brits finding it more difficult to make ends meet

British households are finding it increasingly difficult to make ends meet after research revealed many more now barely have enough money to cope with everyday expenses.

  • 13 February 2012
  • Critical Illness
Bright Grey adds simple life and CI product

Bright Grey has added to its simplified products offering with the launch of its Lifestyle Plus plan.

  • 13 February 2012
  • Income Protection
Protection chiefs called to stagnant IP pow wow

The Income Protection Task Force (IPTF) is holding a heads of state meeting for CEOs of the major income protection providers.

  • 13 February 2012
  • Insurer
Gender ruling may worsen protection ownership differences

Ageas has questioned whether the impending move to gender neutral pricing will result in women falling further behind men in their willingness to protect themselves.

  • 13 February 2012
Jelf brands absence of tax breaks for IP as 'madness'
  • Income Protection
Jelf brands absence of tax breaks for IP as 'madness'

Jelf has warned that many of the key recommendations of the Sickness Absence Review are unlikely to ever be realised and called its decision to ignore income protection (IP) as ‘madness'.

  • 09 February 2012
Free protection to credit union members
  • Income Protection
Free protection to credit union members

Cuna Mutual is offering three months free accident wage protection to credit union members.

  • 09 February 2012
Parents unaware of children's CI benefits
  • Critical Illness
Parents unaware of children's CI benefits

Parents are risking the financial security of their families should they become seriously ill by not buying critical illness (CI) protection.

  • 09 February 2012
Developing simple protection products will be 'quite challenging'
  • Insurer
Developing simple protection products will be 'quite challenging'

The protection industry may have to change the way it works if it is to maximise the potential of the simple products initiative, the project's leader has said.

  • 08 February 2012
Group risk set to boom with auto-enrolment
  • Income Protection
Group risk set to boom with auto-enrolment

The imminent introduction of auto-enrolment looks set to trigger increased investment in employee benefits, according to research from Group Risk Development (Grid).

  • 07 February 2012
  • Whole of Life
Clients unaware of state bereavement payments

Grieving clients could be missing out on thousands of pounds worth of state bereavement benefits, RGA has said.

  • 07 February 2012
Scottish Widows eyes protection market return
  • Insurer
Scottish Widows eyes protection market return

Scottish Widows has revealed it is examining the possibility of re-entering the IFA protection market.

  • 07 February 2012
Protection industry must provide 'wakeup call' to those relying on State
  • Income Protection
Protection industry must provide 'wakeup call' to those relying on State

Cirencester friendly has warned that the government's continued welfare reforms prove relying solely the State for support is a "fool's paradise" and urged the protection industry to push this point across.

  • 06 February 2012
British troops killed without life cover
  • Term Assurance
British troops killed without life cover

Dozens of soldiers have been killed in Afghanistan without taking out life insurance while thousands more have served active duty without cover, it has been revealed.

  • 06 February 2012
  • PMI
Doctors demand investigation into PMI fee schedules

The British Medical Association (BMA) has called for the Office of Fair Trading (OFT) to extend its private healthcare market review to include insurers' fee schedules.

  • 03 February 2012
Brokers slam Defaqto's 'highly dangerous' PMI ratings
  • PMI
Brokers slam Defaqto's 'highly dangerous' PMI ratings

Medical insurance brokers have branded Defacto's new private medical insurance (PMI) star ratings as ‘highly dangerous and not in the best interest of customers'.

  • 03 February 2012
  • PMI
Axa PPP extends cancer cover to rejected NHS drug

Axa PPP has extended its cancer coverage to include the clinically effective prostate cancer drug rejected for the NHS because it is too expensive.

  • 03 February 2012
  • Income Protection
Govt set to bulldoze welfare reforms through Lords

The government looks set to force through its controversial welfare reforms without giving the House of Lords a chance to readdress the amendments it made.

  • 02 February 2012
  • PMI
Nice rejects 'clinically effective' cancer drug for being too expensive

Cancer charities have slammed the National Institute for Health and Clinical Excellence's (Nice) decision to reject a drug that prolongs the life of prostate cancer suffers for being too expensive.

  • 02 February 2012
123
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