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Author profile

Charlotte Richards

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Articles by Charlotte Richards

RDR

Can the fight be won for RDR changes?

Joe Egerton, director of lobby group Justice in Financial Services, asks whether IFAs can still derail the RDR after the recent parliamentary debate.

clock 09 December 2010 •

Your profession

CII sets record straight on RDR gap-fill

Many advisers are still confused about the RDR gap-fill process.We talk to the CII's David Ross to get some answers.

clock 08 December 2010 •

Regulation

Son of ICOB: Has ICOBS delivered?

ICOBS is son of ICOB, but has it lived up to its expectations? Julie Pardy investigates

clock 07 December 2010 •

Protection

Planet Insurance - Intermediaries Directive Two

Get ready for IMD2. Yes, the EU Commission is reviewing the Intermediaries Directive and it is now reaching full consultation stage.

clock 07 December 2010 •

Protection

Are we sleepwalking through an important issue?

Lack of sleep is a genuine problem for many and fast being recognised as having knock on effects impacting on employee benefits. Peter Mills explains

clock 07 December 2010 •

Protection

Market views: Should AMII include protection advisers?

Given the potential growth of hybrid health and protection policies, the Association of Medical Insurance Intermediaries (AMII) has said it is open to expanding its remit to the protection market (although it has no plans to do so at present). Would this...

clock 07 December 2010 •

Individual

Risk Clinic: Cutting PMI costs

My clients are a newly married couple aged 33 and 29. They both value their personal private medical insurance (PMI) plans but are concerned that rising premiums mean they may have to surrender them. What options are available that could persuade them...

clock 07 December 2010 •

Protection

Products to the people!

If there is a lesson to be learnt from the South African Zimele standard, it is to have product standards not standard products. Greg Becker explains

clock 07 December 2010 •

PMI

What lies beneath?

The reorganising of the NHS will open opportunities for private health provision. Richard Walsh highlights likely scenarios

clock 07 December 2010 •

Protection

A stab in the back: Slow claims

All companies look to assess life claims promptly and efficiently, yet delays do occur, mainly due to probate. Alex Isted looks at an initiative to solve this problem

clock 07 December 2010 •
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