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Author profile

Charlotte Richards

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Articles by Charlotte Richards

PMI

Go on, indulge yourself

In tight times companies can see PMI as a luxury. What can an adviser do to counter these thoughts? Alistair Sclare looks at the opposing arguments.

clock 01 June 2009 •

Critical Illness

Which way now?

Just how clear is the future for critical illness? Steve Casey outlines the factors contributing to the product's future.

clock 01 June 2009 •

Protection

Those all important nuggets

Not all advisers are protection experts. So what would be good advice for those turning to the market? Alan Dring advises gathering specific client information.

clock 01 June 2009 •

Protection

Planet Insurance

Last month, I covered some of the outstanding matters raised in the IP Task Force White Paper that need to be resolved in order to remove any potential consumer detriment at claims stage for income protection (IP) insurance.

clock 01 June 2009 •

Business

Guarding the future

A recent survey has highlighted the frightening vulnerability of UK firms to illness and death. Clare Harrop outlines the extent of the business protection market.

clock 01 June 2009 •

Whole of Life

Life in the old girl yet

When approaching later life, as term assurance comes to an end, clients do not want to be concerned with either increasing mortgage terms or reevaluating wills in order to avoid inheritance tax issues. By taking out whole of life cover instead, Simon...

clock 01 May 2009 •

Cashplans

Survival of the fittest

As recession forces employers to make cost savings where possible, Peter Lauris advises how intermediaries can ensure healthcare benefits survive.

clock 01 May 2009 •

Technology

Pinpointing the connection

Raising a profile on the internet can seem a somewhat daunting task for the inexperienced. Steve Barnes gives a guide through the potential minefield of online marketing.

clock 01 May 2009 •

Individual Protection

Targeting consumer needs

Last month the Income Protection (IP) Task Force published White Paper II outlining the Task Force's thoughts on the current state of the IP market, Peter Carvill examines what consumers need and how the Task Force will respond to them in light of this....

clock 01 May 2009 •

Protection

Planet Insurance

I welcome the publication of the new Income Protection (IP) Task Force White Paper.

clock 01 May 2009 •
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