Opinion

One of my serious concerns about firms' activities relates to financial protection ‘non-disclosure'. As much as consumers do have to take responsibility for their actions - ie when they say they didn't know about something and clearly did - the industry...

A couple of years ago Iain Dowie, then manager of Crystal Palace football club, coined the word "bouncebackability".

It was James Brown who sang about living in America. Well I don't suppose the Godfather of Soul had a sub-prime mortgage, because - as is in the news on a near daily basis - things are far from rosy across the pond in the mortgage market.

The financial services market has changed beyond recognition in the last 10 years, with the advent of platforms and supermarkets together with the total overhaul of pensions legislation. As a result, there isn't really a place in this new world for the...

Many Eastern European countries, including the Baltic States and Russia, have adopted a flat tax system. The theory behind flat taxes contains two main arguments. First, by having a single rate of tax, the system is simple; people understand what they...

I don't know if it's just me but the segmentation of the wrap market seems to have taken a further turn in the last few days.

It is encouraging that the Competition Commission (CC) has not yet identified any competition concerns in respect of its investigation into the payment protection insurance (PPI) market. It said so in a statement recently, which also laid out the issues...

Have you found recently how many direct offers from larger IFAs there are to "come and join them" so that they can take over your business? These marketing campaigns are becoming rather irritating to say the least!

You can accuse me of doing something rather unsightly on my own doorstep here if you like, but I'm starting to hate banks.

As expected, Gordon Brown has all but closed the door on the year-and-a-day cash investment schemes in his recent Budget, but the fallout may be much greater than was originally estimated.