I am happy being my own individual organisation

I am vary aware that many have received large sums from insurance companies and some are on the acquisition trail to make us an IFA/stockbroker. If I wanted to become a stockbroker I would check that it could really add value and then I would have approached them, surely they know that? Have we not seen this before in both our industry and in many others? Is there something wrong with 'small is beautiful'? I cannot see that these offers work myself. I understand that the carrot dangled at the outset may be very attractive, but surely the stick that will come in various guises will be bash...