Biting the hand that feeds me: part two

The matter has created negative publicity for the market again only this last week when – on the back of FOS comments – it was publicly revealed a critical illness claim was declined on the grounds of non-disclosure of medical conditions not related to the condition the claim was declined against. It is a practice the industry has applied for years, so as much as closer scrutiny of an applicant’s medical detail at the application – not the claim – stage is likely to increase costs TCF means firms can no longer hide behind this argument. When you buy private medical insurance it is clear w...