'Pretty much everybody has taken a hit'
'The first barrier to adoption is accessibility through existing infrastructure'
Must be adopted in a safe, responsible, and compliant way.
'The strategic use of tax planning products is emerging as a key differentiator'
'We're seeing a deep erosion of trust in the retirement system'
The editor's Friday Night Takeaway from 5 December
Behavioural, financial and demographic differences must be factored in
'As wealth increases and structures become more complex, the legal consequences of informality become more significant'
'There is no need to reinvent the wheel here'