Feature

Things are changing, but adviser relationships remain essential

Some £3.6bn ‘ripped’ from pots between April and June this year

Only 5.7% of advisers in the UK are under 30, according the FCA

Industry views on ‘rabbit pulled out of the government’s hat’

'I had to crawl my way every month to doing well'

'Plan with the worst case scenario'

Latest in the series

'Doesn't work with modern life'

‘Lack of cohesive structure’ 

'Don’t build on sand'