Paul Yates

Picture of traditional retirement a thing of the past

But interest rate cuts coincide with quote volume dip in Q3 and Q4

'I would argue this is a perfect example of an efficiency gap'

'No one wakes up in the morning thinking about buying life insurance'

'There are plenty of opportunities for future growth and excellence'

Data and process improvement will be 'battlegrounds of tomorrow'

'Too often across financial services, firms are falling short'

'In financial advice the possibilities are exciting'

French provider now utilising accelerated underwriting process

'There is certainly the potential for protection to grow'