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With restrictions on annual pension contributions being cut from £50,000 to £40,000 and the lifetime limit on savings qualifying for tax reliefs dropping from £1.5m to £1.25m for the 2014-15 tax year, retirement planning for high net worth individuals...

GOBBLEDYGOOK

Divisional director of financial services at market research company GfK, Martin Grimwood, argues that servicing the mass market may mean advisers have to accept providers contacting their clients directly.

Head of proposition at AXA Wealth International Simon Willoughby gives his view on why the offshore market is changing but there are bright spots on the horizon.

Investment Management Association (IMA) chief executive Daniel Godfrey says there is "no reason" why fund groups should not be able to agree a methodology for displaying costs more transparently by the end of 2013.

CBI

ARMCHAIR CRITIC

Following the launch of the Nuffield Health mini-bond, Adrian Lowcock of Hargreaves Lansdown explains why he is less than comfortable with these products.

Mike Kellard, chief executive officer at AXA Wealth, explains why the Financial Conduct Authority's (FCA) much awaited platform paper was a bit like his son's football match.

Steve Bloor, of Open Resolution, says the Financial Ombudsman is a key defence against unscrupulous banks.