Why mini-bonds could be bad for your clients' financial health

I have a bit of an issue with these retail or mini-bonds being launched. There seems to be a growing trend around these types of bonds with the Jockey Club Racecourse also recently launching one and advertising it all over. I thought I'd mention a few concerns we have over such products:- - Retail bonds - While they are termed retail bonds, the term covers both listed and unlisted bonds and I do not think unlisted investments are appropriate for the majority of retail investors. Some of the key aspects of an investment which might be suitable for retail investors is the investment offers...