With the effects of the government spending review yet to take place, doctors are feeling the pressure of increasing patient numbers and responsibility.
Andrew Moss, Aviva CEO, today outlined Aviva's commitment to growing its links with the banks as the life company's focus remains on the UK and European markets.
Advisers believe the factor most likely to deter consumers from paying fees after 2012 is that they previously believed the advice element was free, according to Aviva.
The advice sector will begin expanding within 18 months but only after a period of steady retrenchment, according to Aviva's director of intermediary.
Aviva has launched an online resource for advisers intended to smooth the application process for life, critical illness and income protection insurance.
Simon Molica of OBSR asks property managers for their views about the future of the sector
Smokers annuity rates rose in October after months of inactivity but RPI linked and level products were cut, according to Alexander Forbes Annuity Bureau.
Aviva UK Health has launched an intermediary marketing campaign on the benefits of selling international private medical insurance.
Suncorp group chief executive Patrick Snowball, the man who previously ran Aviva's UK operation, has warned life insurers they could die out unless they innovate and change.