Clients increasingly reliant on investment portfolios for income

More than 70% advisers say clients now require income from investments

Sahar Nazir
clock • 2 min read

Advisers are facing pressure to support clients seeking income from their investment portfolios to meet ongoing financial needs, according to HSBC Life (UK).

According to its The Three I's of Investable Capital 2025 report, 72% of financial advisers said their clients now require income from investments, up from 65% in previous years. More than half (51%) of clients are drawing on capital, while 44% are relying on ‘natural' income such as distributions or interest. In a further sign of changing income dynamics, nearly two in five clients (39%) are using investments instead of pensions to generate income. Nearly half (48%) of respondents expect to continue working in some capacity. Just 36% said they do not anticipate working beyond the ...

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