Clients increasingly reliant on investment portfolios for income

According to its The Three I's of Investable Capital 2025 report, 72% of financial advisers said their clients now require income from investments, up from 65% in previous years. More than half (51%) of clients are drawing on capital, while 44% are relying on ‘natural' income such as distributions or interest. In a further sign of changing income dynamics, nearly two in five clients (39%) are using investments instead of pensions to generate income. Nearly half (48%) of respondents expect to continue working in some capacity. Just 36% said they do not anticipate working beyond the ...