Income

Live long and prosper? Longevity risk and the role of advice

We're in a brave new pensions world

The creation of a second-hand annuity market is guaranteed to happen, according to former pensions minister Steve Webb, who suggested the Treasury has already ‘banked' the cash it expects to receive from the policy.

Advisers must take the lead in the 'decumulation revolution'

Here's to the next 25 years of pension saving

Ministers have given out mixed messages on when the government will intervene against providers failing to offer full pension flexibility.

There has never been a better time to be in financial advice, but IFAs who fail to embrace technology will lose out to more tech-savvy firms who better serve pensions freedom clients, experts have said.

The vast majority of people do not defer taking their state pension, despite most being financially able to do so, losing out on as much as £19,000 extra retirement cash, according to research by Fidelity.

The government will closely monitor the developing drawdown market following the introduction of pensions freedom and act to cap charges if necessary, Lord Freud has said.

Will people run out of cash in retirement?