Protection

Increased reinsurance capacity should ensure critical illness cover (CIC) products evolve over the coming year rather than face radical design, suggests IFA firm Lifesearch.

For quite some time, the long term care (LTC) market has remained fairly quiet. The sector has seen little innovation in terms of product development, and although sales have been growing in the immediate needs sector, they have continued to fall in the...

New pressures from the tax man could see protection products suffer further premium increases. A European court judgement has ruled insurers will have to pay VAT on GP reports, which are needed to gather medical evidence on some applications.

Financial advisers will be able to renew general insurance and pure protection contracts without the prior consent of the customer, providing their original contract allows them to do so, suggests the final Conduct of Business rules for general insurance...

AXA's decision to withdraw from the pre-funded long term care (LTC) market came out of the blue this month. However, the reasons behind the move came as no great shock. Sales of LTC insurance have been steadily falling for years. To be precise, the market...

Norwich Union announced this morning it is increasing premiums on its term assurance and mortgage life assurance products from next Tuesday, where policies carry the critical illness option.

Product: Cash4Health ' Cash4Health is the latest cash plan from Forester Health. It provides for employees or individuals looking for a low-cost plan with high returns.

An arrhythmia is a change in the regular beat of the heart. The heart may seem to skip a beat, beat irregularly, very quickly or very slowly. Many arrhythmias cause no symptoms and may go unnoticed, however they may lead to palpatations ' a feeling of...

Industry specialists often point out that women represent an untapped market for protection products and are the key to getting the message across to the largely under-insured UK population.

A new link between breast cancer and the consumption of saturated fat has been discovered, according to findings published in the British Journal of Cancer.