ABI removes gay prejudice on HIV questions

A code of practice on HIV and insurance was issued yesterday by the Association of British Insurers which now says all insurers are not allowed to ask specific questions which could suggest an individual is being singled out for additional health and insurance checks because of their sexuality. In order to combat what has been seen until now as prejudice against gay men, questions - which have to be asked on critical illness, income protection and life assurance applications – have been changed to ensure each application is assessed “on a case-by-case basis, based solely on the available...