Protection

Banks are still being questioned by the Treasury Select Committee over the varying methods they use to calculate annual percentage rates (APRs) for credit cards.

Guaranteed critical illness rates have generally increased over the last two months but there is still no sign of the market making the "seismic changes" predicted last year, according to Lifesearch.

Consultation has started on a new ABI guide to functional assessment tests (FATs), which seeks improved understanding by consumers comparing IP, CI and LTC policies and by claims managers dealing with claims.

The Association of British Insurers in consulting life office officials over the handling of medical disclosure requirements after the Financial Ombudsman Service ruled in favour of a customer who failed to tell insurers about treatment for a lump.

The Environment Agency has launched its most detailed map yet for homeowners to assess the flooding risk associated with their properties in England and Wales.

UK insurers are no longer allowed to ask specific questions about a person's sexuality and potential risks to health as a result, according to new rules laid down by the ABI.

If Royal Liver's new IFA distribution is to be successful, its products are actually the most important factor of the business.

Key to the creation of Royal Liver's new virtual life company was from early creation dependent on its technology capabilities.

Royal Liver Assurance is just weeks away from launching the UK's first virtual life office and a new distribution channel targeting IFAs.

Eighteen months ago, Royal Liver Life Assurance executives effectively gave one man a blank piece of paper and simply said "create a new life company aimed at the IFA market".