Protection

Every one of the 28 critical illness (CI) claims declined by Skandia in 2008 was due to the definition not being met, it reveals today.

The current economic crisis has generated a lot of criticism of the position of public sector workers and in the world of planet insurance, one group of employees could be exempt from the pain of the recession until 2011 - GPs who receive fees for medical...

Good oral health is not just about avoiding the dentist's drill - it is also linked to general health and wellbeing of employees. Pam Whelan explores dental benefit schemes.

PMI must adapt and cover needs of ageing society

Voice risk analysis has made the underwriting process more efficient. Richard Sheridan explains how this technology and human judgement can work together in other arenas.

Gordon, 58, wishes to take out a private medical insurance (PMI) policy. He is in generally good health but works in an extremely stressful position as a highly paid civil servant. However, due to the recession, he will probably find himself retiring...

Ian Talbot examines how brokers can find innovative ways for clients to retain their PMI policies while also continuing to treat customers fairly against this backdrop of economic upheaval.

Roger Edwards talks to Paul Robertson about the current concern providers have over the lack 
of advice requested since the latest CI product was introduced.

Anthony Burpitt offers a tour through two ‘real world' techniques that are used by insurers to reduce ‘headline' premiums.

In light of the FSA's proposed regulatory fee increases for IFAs, do you think that advisers should have more input with the regulator on rules affecting their business? Should they be represented on the board?