IP has arrived at a crossroads

clock

Income protection (IP) is in the news for a number of reasons right now.

Firstly, the recent IP Task Force white paper suggested how the industry can tackle its remaining issues on IP. Secondly, the dust has started to settle on the Competition Commission's (CC's) paper on Payment Protection Insurance (PPI) and 'short term IP' (although their exact definition of what this is exactly still needs to be clarified). As a result of the CC ruling three things have started to happen: Those who sold PPI feel hurt by the CC's ruling, may well have a need for a replacement product, and are trying to figure out where to go next. The pressure is on. Providers who of...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

Advisers are changing their views on joint life cover

Advisers are changing their views on joint life cover

What represents true value for the client?

Alan Lakey
clock 11 August 2026 • 3 min read
Let's talk 'triple shock': Why the protection gap starts with three dangerous assumptions

Let's talk 'triple shock': Why the protection gap starts with three dangerous assumptions

Three assumptions keeping the protection gap alive

Graham Singleton
clock 28 July 2026 • 5 min read
 'The protection gap will not close itself, and now there are no excuses'

'The protection gap will not close itself, and now there are no excuses'

'Let’s work together'

Paul Yates
clock 21 July 2026 • 3 min read