'One thing advisers can do is remind customers the benefits of gifting'

Client-led, data-driven

The shape-shifting US economy may yet revive but it is not the sole source of opportunity

'This does not compete with financial advice. It's an early stepping stone on the advice journey'

Consumer first focus; Simplifying prodcut information

And why a fresh approach is being taken to VCTs

'In my view, litigation is and should always be a last resort'

When done right, PE can help deliver sustainable growth for the whole market

‘Don't be seduced by rock-bottom premiums'

'Investors are realising the framing they have relied on is misguided'