‘Patience remains seriously underrated for generating outperformance’
Commission models and fair value under scrutiny
Borrowing 11.5% in the timeframe
'Platform providers need as much input as they can get if they want to stay ahead of the curve'
'For me, pension consolidation is a perfect illustration of why financial planning matters'
'Expectations generally are that there will be greater deal volume in 2026'
Growing number of master trusts and DB schemes offering restricted advice
‘Inheritance disputes often lead to lengthy and costly litigation’
'Generative AI introduces considerations that sit outside traditional criteria'
To demonstrate commitment to understanding client needs