'Retirement planning is not about choosing one solution over another but finding the right balance between them'

Sponsors Lara Brown

The direction of travel is clear

'Good quality annuity files tend to have one thing in common: robust fact‑finding'

Regulatory simplification vs expanding oversight

Not exactly straightforward

All the winners will be announced at a celebratory gala dinner on 4 November

'These measures fail to recognise that cash is used intentionally by savers as a strategic asset'

'Most advisers, it seems, are tolerating data delivery from platforms and pension providers'

'In a people business, cultural integration is key to preserving client trust, adviser continuity and value'