Risk management for Living Benefits - a report by Cazalet Consulting

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The advent of "Living Benefits" in the UK has heralded much debate. Cazalet Consulting's report on Living Benefits described them as the "investment holy grail" by being able to provide exposure to the upside of equities, whilst at the same time limiting or even eliminating the downside and providing growth and lock-ins and/or guaranteed income.

Cazalet Consulting also pointed out that “there would appear to be considerable barriers to entry… because the concept demands cutting edge intellectual capital, as well as highly sophisticated management practices and controls supported by powerful computer technology.” This article points out the highlights from Cazalet Consulting review of Risk Management for Living Benefits. For the full report please download the pdf at the bottom of this page. “[There are] other players [that] are considering joining the fray with regard to ‘Living Benefits’ offerings in the UK, but ther...

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