Pensions

There is little incentive for schemes not to take risk off the table

Changes on 1 October set to have major impacts on estimations

'Such geopolitical tension is traditionally and unsurprisingly negative'

Transfer activity now half of that measured this time last year

Majority of final salary schemes comfortable with 'significant surplus'

The best-worst annuity gap is 16% at age 75, higher than other age groups

Women are more likely to spend a larger proportion of lump sum

Ceding companies are currently taking a month to transfer pension funds

Advisers with affected clients urged to seek specialist advice

The lifeboat fund confirmed it was investigating the firm in March