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Opinion

uncategorised

Blog: Is booze the secret factor to enhanced annuities?

Clients can qualify for enhanced annuity rates for a range of conditions these days, including obesity, high blood pressure and previous medical treatment.

clock 10 February 2012 •

Regulation

Planet Insurance - Gender discrimination in insurance

The debate between insurers and their ‘right' to assess risk against public policy concerns about unethical discrimination has come into sharp focus again with the European Court of Justice's (ECJ) ruling on gender discrimination.

clock 09 February 2012 •

Income Protection

Planet Insurance - a cautionary tale

Richard Walsh points out when it comes to IP, it's not the fairy stories that are Grimm...

clock 09 February 2012 •

Your profession

From the Ed: There's always something handy in the small print

The FSA published its annual consumer survey last week. It’s often a dull read – mainly because little ever changes in the public’s perception of providers, products and the FSA.

clock 09 February 2012 •

Your profession

Was Webb right to point small employers away from pension advice?

Pensions minister Steve Webb angered IFAs last week by saying he did not want small employers to seek ‘expensive’ auto-enrolment advice. But do advisers want the business?

clock 02 February 2012 •

Charging

From the Ed: Yet more proof that advice really is king

It’s not difficult to imagine what your typical retail fund investor might say if asked whether he or she believes they are being charged fairly

clock 02 February 2012 •

Charging

VAT: Split your annual charge to make the taxman's visit a short one

Martin Sharratt, head of VAT at accountant and investment manager Smith & Williamson,

clock 31 January 2012 •

Active Managed

IMA: This 'trading costs' campaign is misguided, and here's why...

Here's a New Year puzzle for you. Funds A and B have an AMC 1.5%, but fund A's trading costs are lower. So which is better value for money? Which is better value?

clock 27 January 2012 •

RDR

Comment: Will the public ever accept an invoice for advice?

Will the public ever accept an invoice for financial advice? Mark Lisle, compliance manager at Rowanmoor Pensions, says a new form of polarisation appears to be evolving…

clock 19 January 2012 •

Regulation

Blog: Is it any wonder Gay quit the Impossible Job?

Understatement coming up: Stephen Gay was not universally welcomed as the director-general of the Association of IFAs (AIFA).

clock 13 January 2012 •
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