In a turbulent market that is affecting all asset classes, don't you just find many of your clients are favouring the quiet life. For many investors, steady returns on a year in year out basis may sound like a cautious, but attractive option....
The first thing to say about structured products is that we should probably call them something else. All products and investments are structured in some sense.
IFA firms are normally valued as a multiple of renewal income plus a factor for goodwill built up through strong client relationships.
Increasingly at Cater Allen, we are finding that IFAs are turning to us in their need to invest clients' cash funds across multiple banks, in order to spread the saving risk.
A consistent outperformer in UK equities The SWIP UK Advantage Fund has delivered consistent top quartile returns over a five-year period. Peter Cockburn, the Fund's manager, believes that investing in a range of UK equities will boost the Fund's returns...
Gary Dale head of intermediary sales, Investec Structured Products, answers questions from Tim Mortimer of Future Value Consultants on the current state of the UK structured products market.
The advent of "Living Benefits" in the UK has heralded much debate. Cazalet Consulting's report on Living Benefits described them as the "investment holy grail" by being able to provide exposure to the upside of equities, whilst at the same time limiting...
In a recent address to the Institute of Economic Affairs, the Deputy Governor of the Bank of England outlined the two primary risks currently facing the UK economy - the ongoing crisis in financial markets and the renewed build up of inflationary pressure....
One of the most consistent and scathing criticisms of financial services companies by the media and consumer groups has been over the practice, in some quarters, of tempting new clients with advantageous terms and products that are never offered to existing...
The protection industry is making huge strides in its efforts to tackle the issue of non-disclosure with new guidance issued in January by the Association of British Insurers. The ABI guidance covers fair treatment of claims for critical illness, income...