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Understanding TCF By the end of December '08 all firms are expected to demonstrate to themselves and the FSA that they are consistently treating customers fairly.

Income drawdown has become the flexible solution sought by many in their post working life. From a standing start in the mid-1990s, this year, drawdown accounts for over 21% of new funds earmarked to provide retirement income.

Apologies to the esteemed Mr Shakespeare, but when it came to writing lines that pass the test of time, he was undoubtedly the master. How much he knew about sophisticated financial packages, however, is debatable.

James Cooper, William Russell's sales director explains how intermediaries could be missing out on the opportunity to advise their expatriate clients on international protection products.

Your clients can trust the award winners When you're 100% focused on delivering good investment performance, it's rewarding to be recognised for doing your job well - particularly when market conditions are tough.

Gary Dale from Investec Structured Products answers some questions on their Income Plan the FTSE 100 and RPI Combination Plan.

Adrian Corkill, Canada Life International's marketing manager explains how the principles of pound cost averaging can provide opportunities in the downturn.

What is absolute return investing?

Many IFAs use structured products as a matter of course when constructing client portfolios.

Caution heralds opportunity With concerns about inflation and rising interest rates, market participants have become very cautious on global interest rates.