underwriting

One of the most controversial developments in the protection industry over recent months has been the use of Subject Access Requests (SARs). Russ Whitworth told Owain Thomas a war with doctors may not actually be on the cards

L&G has given the use of Subject Access Requests (SARs) a ringing endorsement and said they produce much better results than other methods of obtaining medical information.

WPA has introduced moratorium underwriting on its individual private medical insurance (PMI) plans for clients who fit certain criteria.

Lack of innovation investment in the UK insurance market has been highlighted by recognition of RGA's work in the US.

Pacific Life Re has applauded insurers for tackling the growing problem of long delayed GP reports (GPRs) by using data protection legislation to request medical information.

LV= has changed its underwriting rules to allow more applications to receive an immediate online decision.

Fergus Bescoby looks at the insurance implications of this condition which is particularly common in women

Could advisers find themselves in non-disclosure disputes with insurers if they help clients with their annuity paperwork?

The government has begun consulting on how insurers can use gender as a risk factor after a European Court of Justice ruling said providers could not charge different premiums to men and women because of their sex.

Aviva has overhauled its approach to large case underwriting, to make the process quicker and easier.