Protection

Legal & General has launched a free protection app for iPhones and iPads.

Clients' protection needs must take priority over investment ones in a simplified advice regime, the FSA has said.

Aviva has unveiled the second in its series of consumer focused protection adverts - this time promoting the importance of income protection (IP), with critical illness (CI) to follow.

PruProtect has called critics of its desire for protection to be made compulsory as being "defeatist" and argued that the need is "very clear".

Grid has argued that incentivisation is the best way for the protection market to expand - not compulsion.

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The CML, Bright Grey and London & Country offer their views

PruProtect has called for protection insurance to be made compulsory and said it is already seeing signs of advisers switching to protection to anticipate the Retail Distribution Review (RDR).

LV= has added its family income benefit (FIB) plan and combined life and critical illness quotation with different sums assured to its True Potential offering.

Advisers fear their unprotected clients would be forced to live on state benefits or rack up large debt burdens should the worst happen.