ISA

‘Addresses growing adviser and client demand for cash options’

Majority have not seen any change in behaviour among their clients

Changes could pave the way for increased investing

The merger would be the first step in achieving a single ‘One ISA' regime

Time pressure to implement pension and ISA reforms may impact consumer outcomes, writes Mark Rendle

Current ISA savers most likely to take advantage of the new product

Almost two thirds say they think it will lead to an increase

‘Most of the general public do not care about ISA saving’

To avoid UK expats’ savings being left in ‘suspended animation’

Argued for 'radical, long-term simplification' of ISA framework