A regular gifting plan is not for everyone, yet it is still possible to build an intergenerational transfer plan. The right approach can cascade their wealth so that it remains invested.
The intergenerational wealth transfer opportunity is there for advisers that are willing to engage with both existing clients and their wider families.
Opportunities exist for more structured gifting plans if households and families understand the long-term impact gifting can have.
The pandemic brought home the unexpected nature of investment returns and the impact those can have on retirement planning
The industry has successfully guided baby boomers to retirement. But their children think and act very differently. Without an intergenerational strategy there could be a rapid decline in clients and AUM.
Climate change affects the long-term asset class return assumptions that underpin portfolio construction and multi-asset investors need to consider its implications carefully.
With most investment groups adopting ESG in some form, how do advisers choose a strategy which is right for clients?