Aligned with the FCA's Sustainability Disclosure Requirements
Regulator acknowledges decision will be ‘disappointing’ for complainants
‘I don’t really know what value I’m getting from the FCA – if any’
Streamline client file reviews and compliance document audits
Defined benefit transfers and annuity sales have fallen, FCA finds
‘We need a different and better mix of advisers and advice’
'Gone are the lengthy consultation and rule-setting cycles that often took several years'
Given the prerequisite for accuracy, a rigorous selection process is essential
Investigating advice given prior to July 2019 from director Kathryn Brown
Rather than directly a more nuanced approach is recommended