DFM

30 years' experience

Joined firm in 1997

IHT mitigation services

Shift in attitude

Annual fee 0.9%.

Nine risk-rated portfolios

Rathbones research

RDR the catalyst for DFM growth

Decumulation panel debate

An added tier of asset management can of course deliver additional benefits for certain investors, writes Graham Bentley - just be sure you can justify it to the regulator and, especially, the client