Annuities

Enhanced annuities pay out an average 22% more than standard annuities in annual retirement income, research suggests.

In the first of our new series of comment pieces, Helen Morrissey and David Stevenson give their views on annuitisation.

Jules Charrington writes about how providers are now taking a more personalised approach to annuity underwriting

The Hartford's dramatic withdrawal from the UK market has cast doubts over the place of third-way annuities in the British retirement market.

The Origo Options initiative, backed by a number of providers, has cut annuity transfer times at retirement by around two thirds.

The delays experienced when converting pensions into retirement income has long been an issue for annuity providers. However, improvements are now being made thanks to a more coordinated approach from pro- viders says Helen Morrissey

Steve Hunt goes through the different options available to clients at retirement

Stephen Hunt goes through the pros and cons of making the open market option compulsory

Tim Gosden assesses how increased underwriting sophistication can benefit customers

Nick Flynn discusses how recent underwriting innovations have affected the annuity industry