The personal touch

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Jules Charrington writes about how providers are now taking a more personalised approach to annuity underwriting

I recently attended the first Life, Underwriting, Claims and Insurance Doctors (LUCID) conference for life underwriters and insurance medicine professionals and was privileged to be at a talk by Dr Christoph Nabholz from Swiss Re, entitled 'Genetic Testing for Everyone? Personalised Medicine'. The crux of his talk was "doctors will diagnose more precisely, select specific treatment that best fits disease, predict risk before symptoms occur and manage disease more effectively". In other words, it will not be long before you are able to go to your doctor and receive treatment and advice e...

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