Andrew Tully

'What we need is simplification of the ISA framework'

What can we expect to see for pensions next year?

‘It doesn't take much of an error in those figures to have no benefit whatsoever’

'We're seeing a deep erosion of trust in the retirement system'

Commentators say speculation on pension issues has negatively impacted saver confidence

Speculation on rules hitting confidence across every age group

Concerns raised about meeting the six-month deadline

Confidence is highest among those receiving professional financial advice

Reminded firms that, in practical terms, no cancellation rights exist on PCLS

'Government is stubbornly plodding on with including pensions in IHT'